"Walker Capital Funding Is The Number #1 Rated Web Site For Low Rate Mortgage Loans Since 1985! Including:debt consolidation, foreclosure, home equity loan, and mortgage refinancing">

Loan Type:	Rates:	Trend:
30-Yr Fixed	5.68%
15-Yr Fixed	5.44%
5/1-Yr ARM	5.44%
Information Updated: 03/20/07

"My experience with Walker Capital Funding Mortgage was incredibly positive. My wife and I were put at ease in the midst of a rather stressful time when we needed extra money ... From the first phone call, I felt like someone was really getting the job done for me. In two days the papers were at my door. Whenever I called, I received a call back within an hour. I was never left waiting and never felt like I was being shuffled along. Our closing went off without a hitch, and the lawyer was pleasant and informative. The money we needed came as planned -- we were able to do what we needed and lowered our mortgage rate."

"I don't believe I have ever written a company before to tell them how impressed I was. When I called Walker Capital Funding about a home equity loan, my loan specialist spent considerable time speaking to me, explaining the process and steps involved. She was always friendly and helpful. If she was not available, she always promptly returned my phone calls. Walker Capital Funding made sure all the required paperwork was submitted and details of the loan were taken care of. I could not let my satisfaction go unspoken."

"I am writing this letter to you about the superior service my loan specialist has always provided me. As a homeowner/investor with specific needs, she assisted me to understand the impact that my investor/finance decision has on financing and refinancing. She is a tremendous resource and professional. She has been the primary reason the loans have all gone very smoothly."

"Our Walker Capital Funding representative was pleasant, understanding and professional with regard to all information presented to him. A week later, we were dealing with a Walker Capital Funding closing agent, and we were again pleasantly surprised by the polite and respectful manner in which we were treated. Today, our loan has closed. They seemed to be as thrilled as we were about our new loan and the goal Walker Capital Funding Mortgage has helped us achieve."

"We have been through many attempts to refinance our current mortgage with competing banks in our area, but never had one treat us as respectfully and cooperatively as Walker Capital Funding. Refinancing is stressful enough in itself, and our rep eased the situation with noteworthy professionalism. She was exceptional in her level of customer service, tenacity, patience, and overall willingness to do whatever she could to get our refinance accepted. She did not evaluate us on face value alone and was willing to dig deeper and understand the entire situation regarding our credit. I cannot say enough good things about her and I truly look forward to working with Walker Capital Funding Mortgage again."

I would like to compliment my rep on his outstanding performance. From beginning to end, his professionalism has shown through in every conversation. He has been willing to go the “extra mile” and it has been a delightful experience working with him to close my loan, which is not easy to say when refinancing. For the past 18 years I have been in Human Resources Management, and have had the opportunity to deal with over 5,000 employees. I would rate my rep among the top 5%!"

Let Walker Capital Funding show you how your home mortgage can work harder for you. Your home is great source of security and financial flexibility, and Walker Capital Funding can help you make the most of it. With Walker Capital Funding you’ll enjoy one-on-one service backed by expertise gained from more than 20 years’ in the business. We’ll listen to your needs and carefully assess your financial situation. Only then will we recommend a solution that is customized for you. Whether you are looking to use your home equity to refinance an existing mortgage, consolidate debt, take out a line of credit, or pay for life's big expenses, Walker Capital Funding could help you save hundreds of dollars each month. That's money you could use toward home improvements, college tuition or wedding costs. Plus, you could save even more, because your interest may be tax-deductible. Talk to your tax advisor to find out.

At Walker Capital Funding, our loan specialists are trained to listen to your needs and carefully assess your financial situation. Only then will we recommend a customized solution that makes sense for you. Ready to get started? Begin our application process online or call (714)-550-7588 for a no obligation, free consultation.

Welcome to Walker Capital Funding, the best site for refinancing and securing a second mortgage online. We are your one stop loan shop for home equity, 2nd Mortgages, Home Refinancing, Debt Consolidation, Purchase Loans & Home Equity Credit Lines. Walker Capital Funding originates loans in California as a mortgage broker and lender. At Walker Capital Funding, we combine a positive approach with market knowledge and mortgage expertise in hope that homeowners will maximize their “home equity” and benefit from the monetary rewards realized with smart home financing. Walker Capital Funding is the second mortgage originator offering a multitude of residential mortgage loans that maintain a competitive edge to meet the needs of homeowners nationwide. Our commitment provides people with "out of the box" home equity products that help maximize their savings with all types of mortgage loans.

At Walker Capital Funding, we offer a ray of hope for people trying to rebuild and improve their mortgage credit. We offer innovative loan products like 125% second mortgages, home equity loans, zero down purchase mortgages and refinancing just about anyway possible. Walker Capital Funding has helped countless homeowners realize their dreams with home improvements and debt consolidation.

Walker Capital Funding Company is a California corporation that brings together over 20 years of loan experience and a fresh vision to the mortgage business. The testimonials of homeowners across the country are symbols of the credibility & confidence that keep people coming back to our business for their home financing needs.

Adjust from an ARM to a Fixed Rate mortgage:
With continually increasing interest rates, many people that have an Adjustable Rate Mortgage are starting to see their monthly payments sky rocket. In order to help ensure a low and steady monthly payment, you can take advantage of a Fixed Rate Refinance. Fill out this form to get assistance and to determine how much your monthly payments will be with a New Fixed Rate mortgage.

Get Cash Out from Your Home Equity:
You can use the equity in your home to get cash out to use for a variety of purposes. Determine how much Cash you can get with a Refinance using your home's equity.

Consolidate your Debt:
If you are in debt and have high credit card bills, many credit counselors will advise you to consolidate the debt. Consolidating your debt by Refinancing your home and using the money to pay off credit card (and other) bills is a great way to save money and lower your monthly payments on your debt. You get the advantage of reducing interest payments on your total debt by consolidating it into your home loan. Find out how much you can save by Consolidating your Debt with a Refinance.

Bad Advice Can Lead to Bad Debt:
It is extremely important that you deal with someone who will customize a solution to fit your personal needs. Fill out this form to get connected with an experienced refinance professional. You have no obligation to work with a Refinance Professional, but we suggest that you speak with one so that you may ask specific questions about your needs. Then you may determine if a Refinance Professional is able to provide you with a solution that meets all of your needs.

Do you need to refinance immediately?
If you need to refinance immediately, make sure that you work with someone who can get you through the process in the smoothest manner possible. Working with an inexperienced refinance professional could delay the process and cost you valuable time. Find an experienced Refinance Professional now.

At Walker Capital Funding, we know that not all sellers are alike. We believe in giving you options and freedom when selling your home. And all of our options will probably save you thousands of dollars over most of the one size fits all agents. Our options range from the very basic MLS listing for the independent minded seller with experience selling property to the independent minded seller who needs just a little help with the contract through closing all the way to our full service listing where we are there every step of the way. On top of our low listing fees, if you find the buyer yourself, no buyers agent commission is due. This is something not offered by many brokers, but could save you thousands of dollars more.

Learn the steps of selling your home fast!

Step 1: Creating a Marketing Plan
Create a marketing plan for your home that will help distinguish it in your local marketplace and attract buyers to your property. This may include advertising in the newspaper, posting your listing on the Internet, holding an open house and more. Walker Capital Funding Sales Professionals often use the Walker Capital Funding Customized Marketing System to create a personalized selling program for clients. Its purpose is to sell a home at the best price possible in the shortest amount of time.

Step 2: Setting the Price
A key part of the marketing plan is setting the list price. If a home is priced too low, it may cost you money. If a home is priced too high, potential buyers may be scared away. To determine the best asking price review the cost of recently sold homes, evaluate the competition and study marketplace trends. Walker Capital Funding Sales Associates are trained to use this information to help you reach the right asking price. It is also helpful to discuss other terms and conditions, such as timing and items that can be included with the sale of the home. Both of these can make your home more attractive to potential buyers.

Step 3: Showtime
Now it's time to get your home ready for the spotlight. Start with a good cleaning, then eliminate any clutter, add a fresh coat of paint and tidy up the yard. Talk to your real estate professional about other tips that can help boost a home's curb appeal and impress potential buyers once they're in the door. One way to make a home more attractive is to purchase a Home Protection Plan. This insurance protects you, the seller, from paying repair or replacement costs of major items during the listing period. It also protects the buyer during their first year of homeownership.

In addition, make sure you are aware of all the federal, state, and local disclosure laws. This information can be obtained by the specific local and federal government agencies or from your local Walker Capital Funding Office.

Step 4: Making the Deal
A buyer has made an offer - now it is time to negotiate. Rely on your real estate professional to guide you through this process. He or she will help you arrive at an acceptable price, terms and conditions. Once you have accepted an offer, help keep the deal together by meeting deadlines and criteria, including home inspections, appropriate buyer visits, scheduled deposits and other steps. In fact, during this period there may be a renegotiation of the accepted offer price depending on the outcomes of these visits. As the closing nears, you may also need to perform repairs or do additional work to the house as agreed upon in your contract. In addition, you will need to have the house "broom clean" prior to the closing so that the buyer can complete a final walk through. When you finally arrive at the closing table, come prepared with the appropriate certificates and approvals as required by your town, county and state. Ask the appropriate agency or get a list of what you need from your local Walker Capital Funding Office. Once the money has exchanged hands and all the papers signed it's time to hand over the keys and concentrate on your next big project - getting YOUR new home in order.

Homeownership remains one of the highest goals for many people because of its many benefits. Along with owning a home comes a sense of security and belonging that cannot be found elsewhere. For many, homeownership represents personal and financial success. There is much personal satisfaction in living in a home that you own. A home is a valued investment that can have many financial advantages and tax benefits. The interest you pay on a home loan and the real estate taxes you pay on your home are among the few major federal tax deductions. Owning a home is the primary way most people build wealth. Homeownership is also good for our communities, because families who own their homes are more involved in their communities and participate in local events.

The rewards of homeownership include:

Personal satisfaction
Sense of community
Tax savings
Stability for you and your family
Investment in the future

OBSTACLES TO HOMEOWNERSHIP

Still, for many Americans, owning a home continues to remain just slightly out of reach. For more and more families, saving the money for a down payment is the biggest obstacle to homeownership. Many people mistakenly believe that you have to come up with a down payment equal to 20 percent of the price of a home.

Traditionally, lenders have required that home buyers be able to make a down payment of at least 20 percent of a home’s purchase price to get a home loan or mortgage. Mortgage lenders, however, will grant home loans to qualifying home buyers with a down payment of as little as 3 to 5 percent of the purchase price if the mortgage is insured.

In fact, home loans with down payments of less than 20 percent are becoming increasingly popular. They are called “low down payment mortgages.”

This is good news for the millions of home buyers who are finding it difficult to save a large down payment, especially for their first house.

Let a Walker Capital Funding Real Estate Professional Help You Get Started Today!

Thank you for visiting Walker Capital Funding! Whether you're an online user looking around the Walker Capital Funding Web Site, or a company interested in our products and services, we want to hear from you! At Walker Capital Funding, we constantly strive to provide our customers and online users with the best service in the industry. Our Customer Service Representatives are happy to answer any questions you may have about our service or how to use our Web site. In order to best support your needs in a timely manner please fill out the following inquiry so that we may best meet your customer service needs. Our normal business hours are 9:00 AM - 7:00 PM, Pacific Standard Time, Monday through Friday.

Walker Capital Funding is a full service real estate agency which specializes in local Orange County properties. We offer services in residential and commercial sales, investment properties. We market our “healthy” listing inventory locally, statewide and nationally. Whether our customers are interested in buying their first home, upgrading, a summer or retirement home, our Sales Associates are available seven days a week and provide prompt, personalized attention which sets Walker Capital Funding apart from other Real Estate companies. Our full time Sales Team is committed to professionalism, excellence and are all members of the Association of Realtors. The Associates and the Administrative staff are dedicated to integrity, follow through, communication and continuing education.

Corporate Headquarters:

316 West 4th Street

Suite-34, 2nd Floor

Santa Ana, CA 92701

Phone: (714) 550-7588

FAX: (714) 550-7786

Email: sales@walkercap.com

The goal of Walker Capital Funding is to value our reputation for quality service and customer satisfaction in the marketplace by applying a belief that every person is important and by using a strong work ethic. We strive to be successful and profitable in the Real Estate business. We will use 21st Century technology and training along with Old-fashioned Personal Service.